QUALIFICATIONS FOR OUR HOMEOWNERSHIP PROGRAM
We highly encourage anyone interested in applying to our program to carefully review the requirements below to determine if they feel they qualify.
(Kreyòl)
Pou li kalifikasyon pwogram nou an, tanpri ale anba paj sa a.
(Español)
Para leer los requisitos de nuestro programa en español, por favor vaya
a la parte inferior de esta página
(Kreyòl)
Pou li kalifikasyon pwogram nou an, tanpri ale anba paj sa a.
(Español)
Para leer los requisitos de nuestro programa en español, por favor vaya
a la parte inferior de esta página
NEED FOR HOUSING
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ABILITY TO PAY OUR MORTGAGE |
WILLINGNESS TO PARTNER |
Individuals and families are considered for our Homeownership Program if their current housing is inadequate and they are not able to obtain adequate housing through other conventional means.
The total household income (including any adult living in the home 18 years of age and over that has an income) will also be verified to determine need. Lack of adequate housing may include:
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Applicants and co-applicants must demonstrate that they have stable and sufficient income in order to pay a minimum mortgage on the home they would like to purchase.
Applicants and co-applicants must be able to:
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Applicants, co-applicants and their families must be willing to join in an ongoing partnership with us while in the Homeownership Program and after purchasing their home.
Applicants and co-applicants will be expected to register for and volunteer for a minimum of 250 tracked sweat equity hours and work in partnership with the organization by:
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INCOME LIMITS TO DETERMINE ABILITY TO PAY
Minimum
Combined Gross Annual Income (Before Taxes) for Applicant and/or Co-Applicant ONLY
*Income limit ranges are subject to change
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Maximum
Combined Gross Annual Income (BeforeTaxes) for Applicant and/or Co-Applicant ONLY
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ADDITIONAL REQUIREMENTS
- Applicants or co-applicants must live or work in Boynton Beach, Delray Beach, or Boca Raton for the last 12 consecutive months.
- All members of household must be U.S. Citizens or Permanent Residents.
- Applicants and co-applicants can not have had a foreclosure within 4 years of the application date.
- All adults of household (age 18 and over) must be able to pass a criminal background check.
- Applicants and co-applicants must be a first time homebuyer (not owned a home in the last 3 years, except a mobile home) or be a displaced spouse due to domestic violence or divorce.
- Applicants and co-applicants can not have had a bankruptcy discharge within 4 years of the application date.
- Applicants and co-applicants must be willing to live in the cities and neighborhoods where we will be actively building and/or selling homes.
(Kreyòl)
Pou telechaje kalifikasyon pwogram nou an an kreyòl, klike sou dosye ki anba la a. |
(Español)
Para descargar los criterios del programa en español, haga clic en el archivo a continuación. |
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Ready to Take the First Step?
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Frequently Asked Questions
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Administrative Office
181 SE 5th Avenue Delray Beach, Florida 33483 Phone: (561) 819-6070 |