Homeownership program: frequently asked questions
Are applications for the Homeownership Program open right now?
No. We are planning on opening applications for our program within the next few months! Please check back for updates.
No. We are planning on opening applications for our program within the next few months! Please check back for updates.
How will I know when applications are open?
When we know the date that we plan to open applications, we will: post updated information on our website, announce the dates on our social media pages, send the announcement to all of our community partners, email/mail/call those who previously filled out an Orientation Contact Form, host information sessions within our service area, etc. Interested applicants are also welcome to call the office for any updates.
When we know the date that we plan to open applications, we will: post updated information on our website, announce the dates on our social media pages, send the announcement to all of our community partners, email/mail/call those who previously filled out an Orientation Contact Form, host information sessions within our service area, etc. Interested applicants are also welcome to call the office for any updates.
Can I start my sweat equity hours before I fill out an application?
No. Future homebuyers can only begin working on sweat equity hours after they have been accepted into the Homeownership Program.
No. Future homebuyers can only begin working on sweat equity hours after they have been accepted into the Homeownership Program.
Does Habitat for Humanity give homes away?
No. Habitat for Humanity provides "a hand up, not a hand out" to help hard working, low income families and individuals, who otherwise would be unable to afford a loan through traditional financing, purchase a Habitat home with an affordable mortgage.
No. Habitat for Humanity provides "a hand up, not a hand out" to help hard working, low income families and individuals, who otherwise would be unable to afford a loan through traditional financing, purchase a Habitat home with an affordable mortgage.
Is there anything I can start doing now to prepare for when applications are open?
Yes! Interested applicants can work on:
1. reducing/paying off debt
2. making timely payments on their bills
3. resolving any accounts they may have in collections
4. maintaining stable income
We partner with a number of organizations that offer free budget and credit counseling for those interested in preparing themselves before applications are open. Completing free budget and credit counseling is NOT a requirement to be able to apply to our program but it is highly recommended and can increase your chances of being a better qualified applicant. You can contact our partner organizations directly to get more information.
Yes! Interested applicants can work on:
1. reducing/paying off debt
2. making timely payments on their bills
3. resolving any accounts they may have in collections
4. maintaining stable income
We partner with a number of organizations that offer free budget and credit counseling for those interested in preparing themselves before applications are open. Completing free budget and credit counseling is NOT a requirement to be able to apply to our program but it is highly recommended and can increase your chances of being a better qualified applicant. You can contact our partner organizations directly to get more information.
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You can also get a FREE copy of your credit report once every 12 months from each credit report company (Equifax, TransUnion and Experian) to ensure the information on it is correct and up to date using the link below.
https://www.annualcreditreport.com
You can also get a FREE copy of your credit report once every 12 months from each credit report company (Equifax, TransUnion and Experian) to ensure the information on it is correct and up to date using the link below.
https://www.annualcreditreport.com
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Habitat for Humanity of South Palm Beach County is pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to becoming a homeowner due to race, religion, sex, handicap, familial status or national origin.
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