HOMEOWNERSHIP PROGRAM: FREQUENTLY ASKED QUESTIONS
Are applications for the Homeownership Program open right now?
Registrations for the Information Sessions for our Homeownership Program are now closed. We have reached our 250 household limit the first day registrations were open (August 20th, 2018).
(Kreyòl)
Enskripsyon pou Sesyon enfòmasyon Pwogram Pwopriyetè kay nou an kounye a fèmen. Nou rive nan limit nou, ki se 250 ménage (Household).
(Español)
Las inscripciones para las Sesiones informativas para nuestro Programa de propiedad de vivienda ya están cerradas. Hemos alcanzado nuestro límite de 250 hogares.
Registrations for the Information Sessions for our Homeownership Program are now closed. We have reached our 250 household limit the first day registrations were open (August 20th, 2018).
(Kreyòl)
Enskripsyon pou Sesyon enfòmasyon Pwogram Pwopriyetè kay nou an kounye a fèmen. Nou rive nan limit nou, ki se 250 ménage (Household).
(Español)
Las inscripciones para las Sesiones informativas para nuestro Programa de propiedad de vivienda ya están cerradas. Hemos alcanzado nuestro límite de 250 hogares.
How can I apply to the program?
Scroll down to the bottom of this page to click the button that takes you to see if you feel you qualify for our program or if you are ready to take the first step.
Scroll down to the bottom of this page to click the button that takes you to see if you feel you qualify for our program or if you are ready to take the first step.
Can I start my sweat equity hours before I fill out an application?
No. Future homebuyers can only begin working on sweat equity hours after they have been accepted into the Homeownership Program.
How long after being accepted into the Homeownership Program am I able to buy my completed home?
It usually takes between 12 to 18 months after being accepted into the program for a home to be completed and ready for purchase. Sometimes it may be more, sometimes it may be less.
No. Future homebuyers can only begin working on sweat equity hours after they have been accepted into the Homeownership Program.
How long after being accepted into the Homeownership Program am I able to buy my completed home?
It usually takes between 12 to 18 months after being accepted into the program for a home to be completed and ready for purchase. Sometimes it may be more, sometimes it may be less.
Does Habitat for Humanity give homes away for free?
No. Habitat for Humanity provides "a hand up, not a hand out" to help hard working, low income families and individuals, who otherwise would be unable to afford a loan through traditional financing, purchase a Habitat home with an affordable mortgage.
No. Habitat for Humanity provides "a hand up, not a hand out" to help hard working, low income families and individuals, who otherwise would be unable to afford a loan through traditional financing, purchase a Habitat home with an affordable mortgage.
Is there anything I can start doing now to prepare for when applications are open?
Yes! Interested applicants can work on:
1. reducing/paying off debt
2. making timely payments on their bills
3. resolving any accounts they may have in collections
4. maintaining stable income
We partner with a number of organizations that offer free budget and credit counseling for those interested in preparing themselves before applications are open. Completing free budget and credit counseling is NOT a requirement to be able to apply to our program but it is highly recommended and can increase your chances of being a better qualified applicant. You can contact our partner organizations directly to get more information.
Yes! Interested applicants can work on:
1. reducing/paying off debt
2. making timely payments on their bills
3. resolving any accounts they may have in collections
4. maintaining stable income
We partner with a number of organizations that offer free budget and credit counseling for those interested in preparing themselves before applications are open. Completing free budget and credit counseling is NOT a requirement to be able to apply to our program but it is highly recommended and can increase your chances of being a better qualified applicant. You can contact our partner organizations directly to get more information.
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You can also get a FREE copy of your credit report once every 12 months from each credit report company (Equifax, TransUnion and Experian) to ensure the information on it is correct and up to date using the link below.
https://www.annualcreditreport.com
You can also get a FREE copy of your credit report once every 12 months from each credit report company (Equifax, TransUnion and Experian) to ensure the information on it is correct and up to date using the link below.
https://www.annualcreditreport.com
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PREFER TO CONTACT US BY PHONE?English and Spanish
Ceci Rivas-Gonzalez Homeowner Services Director 561-819-6070 x201 English and Creole Kesley Mesalien Homeowner Services Coordinator 561-819-6070 x125 |
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Habitat for Humanity of South Palm Beach County is pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to becoming a homeowner due to race, religion, sex, handicap, familial status or national origin.
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